Automate tier-based pricing and break-even controls
CommerceGate offers you the best discounted rates with each higher tier of total transaction volume applied automatically.
SaaS Billing Platform
CommerceGate offers an end-to-end automated billing solution from calculating charges to sending scheduled invoices that helps you to streamline your operations.
Automate all billing types
CommerceGate offers you an automated billing system for creating and issuing invoices and settlements, helping you to streamline your workflow and remain operational efficient, so you can focus on scaling your business.
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Multiple billing and pricing models
Multiple line of invoicing for merchants with different criterias
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Supports all popular fee structures
Get the lowest pricing for IC++, flat and tier rate based, geo and card based billing models.
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Real-time tier-based pricing
All transactions matter. Our tier‑based pricing system ensures you never pay more than the original agreed amount. We guarantee it.
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Customizable billing options
Supports variable billing periods, settlement cycles, schedules and currencies.
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Automatic discount calculation
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Optimized to lower prices
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Unlimited quantity of tiers
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No negotiation required
All financial collaterals
CommerceGate supports all financial collateral types of your chosen billing system to automatically reduce transaction losses arising from payment reversals due to customer refunds and chargebacks.
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Rolling reserves managed by CommerceGate
We manage reserves for you so that a reserve percentage of each transaction received is released periodically and automatically.
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Flexible release schedule
A white glove service that offers fully flexible risk collateral release dates
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Security deposit management
Stress-free security deposit management that enables you to hold the agreed minimum amount in your reserve balance to enhance cash flow security.
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Upfront reserve management
Before processing your payments, easily top up your reserve balance via wire transfer.
Flexible settlement for merchants
CommerceGate offers support for all variable billing periods, invoicing lines, settlement cycles, schedules and currencies.
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Multiple billing and pricing models
for multiple lines of invoicing for merchants with different criterias based on MID, payment methods and pricing.
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Full and separate payment reports
and settlement instructions for your treasury and financial departments, and for your merchants.
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Control regular payouts with a SEPA batch file
automatically generated by the system from your approved invoices and settlement notes.
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Automatic settlement for each merchant,
supporting multiple currencies and different bank accounts.
Real-time Gross Margin Tracking
CommerceGate Billing System automates the breakdown of your gross margin in real-time, down to the transactional level, allowing you to compile customized reports for any time period and optimize your business operations.
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View transactional level gross margins
Take advantage of real-time calculation of profits from each transaction.
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Customize your financial reports
Adjust to any time period by billing period, business verticals, MID and MCC.
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Supports referral models
Automate your calculation of referral payouts and your GM profit.
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Real-time data on business insights
Receive full breakdowns of sales, gross margins, COGS and referral fees.
Reconciliation on both sides
CommerceGate offers automated reconciliation on receivables and payables based on your data entires, reconciliation and approvals.
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Automated billing reports
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Risk collateral transparency
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Set acceptable discrepancy levels
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Transaction discrepancy reports
Fund Segregation Management
CommerceGate helps you to segregate payment accounts used based on the latest regulatory criteria to ensure adequate administration oversight of segregated assets.
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Meet segregation requirements
Hold relevant funds and assets based on segregation requirements.
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Full fund controls
Ensure your funds and assets are protected from third-party interest and rights.
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Full audit support
Ensure that transaction amounts are accurate and there are no discrepancies.
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High safeguarding procedures
Ensure that your records are compliant with all safeguarding obligations.
Discover insights and learn about our solutions.
Merchants’ Guide: Understanding Chargebacks
Handling chargeback is probably one of the most stressful aspects of being a merchant. Fortunately, there are various ways to reduce and prevent them. By understanding the ins and outs of chargebacks, you will be able to fight and respond to them more effectively.
